Objective Investigations for Workers’ Compensation and Disability Claims
Workers’ compensation and disability claims are an important safety net for individuals who are legitimately injured or unable to work. However, fraudulent or exaggerated claims can result in significant financial losses for insurance carriers, employers, and government agencies. At Locke & Steele Investigative Services, we provide professional workers’ compensation investigations and disability investigations designed to uncover the facts and document activity that may impact a claim.
Our investigators work with insurance carriers, third-party administrators, self-insured employers, attorneys, and government entities to gather reliable evidence that helps determine whether a claim is consistent with the reported injury or disability. Through careful planning and professional investigative techniques, Locke & Steele delivers clear and objective findings that support informed claims decisions.
Types of Investigations We Conduct
Locke & Steele assists clients with a variety of investigations related to workers’ compensation and disability claims, including:
- Workers’ compensation fraud investigations
- Disability claim investigations
- Surveillance to document physical activity
- Employment verification and undisclosed work activity
- Claimant background and records research
- Activity checks and neighborhood inquiries
- Social media and open-source research
These investigations can help determine whether a claimant’s activities align with the reported injury or medical restrictions.
Professional Surveillance Investigations
Surveillance is often one of the most effective tools used in workers’ compensation investigations. Locke & Steele investigators are trained in covert surveillance techniques that allow us to observe and document a claimant’s activities in a discreet and lawful manner.
Surveillance services may include:
- Early morning and evening surveillance operations
- Video and photographic documentation of activity
- Documentation of physical capabilities and movement
- Identification of employment or side work activity
- Vehicle and location verification
- Detailed surveillance logs and reports
All surveillance is conducted in compliance with applicable laws and ethical investigative standards.
Research & Background Analysis
In addition to field investigations, Locke & Steele conducts comprehensive research to help identify inconsistencies or additional information relevant to a claim.
Research services may include:
- Database and records research
- Address and residency verification
- Employment and business ownership searches
- Social media and open-source intelligence review
- Identification of associates and potential witnesses
This research helps investigators develop a clearer picture of the claimant’s activities and potential sources of information.
Clear, Court-Ready Reporting
At the conclusion of each investigation, Locke & Steele provides detailed investigative reports designed to assist claims professionals, attorneys, and legal teams. Our reports clearly document investigative activity and include supporting evidence such as surveillance photographs, video, and documented observations.
Clients receive investigative reports that typically include:
A Clear Timeline of Investigative Activity
Surveillance Observations and Documentation
Relevant Research Findings
Supporting Photo and Video Evidence
A Professional Summary of Findings
Experienced Investigators
Locke & Steele investigators bring extensive experience in law enforcement, military service, and insurance investigations, allowing us to approach workers’ compensation and disability investigations with professionalism, discretion, and attention to detail.
Clients rely on Locke & Steele to provide objective, well-documented investigative findings that help protect their organizations from fraudulent claims while ensuring legitimate claims are handled appropriately.
Contact Locke & Steele
If you need assistance with workers’ compensation investigations or disability claim investigations, Locke & Steele is ready to provide discreet, professional, and results-driven investigative support.